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Annuity Calculator Business
Calculate the future value of a series of equal periodic payments (an ordinary annuity), from the payment amount, rate per period, and number of periods.
How to Use Annuity Calculator Business
- 1Enter the periodic payment amount
- 2Enter the rate per period
- 3Enter the number of periods
- 4Click Calculate to see the future value, total contributed, and compounding growth
Frequently Asked Questions
This tool works in the opposite direction: it builds UP a future value from a series of payments you make. The retirement-focused Annuity Calculator draws DOWN an existing lump sum into a stream of periodic payouts — the reverse calculation.
A series of equal payments made at the END of each period (as opposed to an 'annuity due', where payments are made at the start of each period). This calculator assumes ordinary annuity timing.
Future Value minus your total contributed payments (payment × number of periods) — the extra amount earned purely from compounding interest on top of what you put in.
Yes — enter your monthly payment, monthly rate (annual rate ÷ 12), and number of months as 'periods'. The formula works the same regardless of period length, as long as the rate and period length match.
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