Post Office RD Calculator

Both work the same way mechanically — fixed monthly deposits building toward maturity — but the Post Office RD is a government-backed small savings scheme with its own rate, set independently of bank RD rates. Use the regular RD Calculator for a bank recurring deposit instead.

Quarterly, which this calculator applies when computing the maturity value from your monthly deposit and annual rate.

Yes, Post Office small savings schemes carry a sovereign (government) guarantee, unlike bank deposits which are insured only up to a limit under deposit insurance.

The total amount you'll have deposited across the tenure and the maturity amount including interest earned.

No — enter the rate currently notified by India Post (these rates are revised quarterly by the government) as an input; this tool doesn't track live rates.