Child Education Calculator

Education costs have historically risen faster than general consumer inflation, so this calculator lets you enter an education-specific inflation rate rather than reusing a general inflation figure that would understate the true future cost.

It's calculated automatically as your target education-start age minus your child's current age — you don't need to work that gap out yourself, just enter both ages.

It's the same shortfall/SIP math, but pre-framed around a child's age progression and an education-specific inflation rate, rather than requiring you to compute the future cost and time horizon manually.

Enter whichever total cost you're planning for — the calculator treats it as a single lump-sum target due at the education-start age, so use the full expected course cost if that's your goal.

Run the calculation separately for each child or education milestone, since each has its own current cost, timeline, and target amount.