Finance CalculatorsInvestment CalculatorsFree Tool

Sukanya Samriddhi Calculator

Calculate the maturity value of a Sukanya Samriddhi Yojana (SSY) account for a girl child, based on annual deposits made for 15 years and the balance growing untouched until she turns 21.

How to Use Sukanya Samriddhi Calculator
  1. 1Enter the annual deposit amount you plan to contribute
  2. 2Enter the current SSY interest rate
  3. 3Enter the girl's current age
  4. 4Click Calculate to see total invested and the maturity amount at age 21
Frequently Asked Questions

Deposits can be made for 15 years from account opening, after which no further deposits are needed, but the accumulated balance keeps earning interest until the account matures when the girl turns 21.

It uses her current age to work out how many years remain until she turns 21, so it can project the deposit period and the additional years the balance compounds untouched afterward.

No — SSY offers a fully tax-free interest and maturity payout, alongside a Section 80C deduction on the deposits made, making it one of the most tax-favorable small savings schemes.

A parent or legal guardian can open an SSY account in the name of a girl child, subject to the scheme's age-at-opening rules — check current eligibility before opening an account.

The total amount deposited over the 15-year deposit period and the projected maturity amount when the account matures at age 21, including interest earned.

Related Tools

Related Articles

More from Finance Calculators