XIRR Calculator

No. This calculator estimates an annualized return for a single initial investment and single final value, which is mathematically the same as CAGR. True XIRR — which handles irregular multiple cashflows on different dates — requires date-based cashflow inputs; use a spreadsheet's XIRR() function for that.

It's accurate for a single lump-sum investment held for a fixed period with no additional contributions or partial withdrawals in between.

For a SIP with regular contributions, use the SIP Calculator to project forward, or the Mutual Fund Returns Calculator to evaluate an existing single-purchase holding. For genuinely irregular cashflows on different dates, XIRR() in Excel or Google Sheets is the correct tool.

Your initial investment, the final value, the holding period, and the estimated annualized return percentage.

XIRR is the term commonly used for mutual fund and investment returns in India, especially by fund houses and portfolio trackers, even though for a single cashflow pair the underlying math is the same as CAGR.