In-Hand Salary Calculator

This tool gives a fast approximation using a flat assumed deduction percentage — enter your CTC and get an instant ballpark. The CTC to Take-Home calculator instead applies actual income-tax slabs and itemizes basic, HRA, PF, and TDS for a precise monthly breakdown.

A flat combined deduction of around 15% of CTC, covering typical PF and tax impact together. This is a simplification, not a slab-by-slab tax computation, so actual deductions will vary based on your specific tax regime, exemptions, and PF structure.

Actual take-home depends on your specific basic/HRA/allowance split, which tax regime you choose, deductions you claim, and your employer's exact PF and gratuity structure — none of which this quick estimate accounts for individually.

Use this for a fast first-pass number when comparing job offers quickly. Switch to the CTC to Take-Home calculator once you want an accurate, itemized monthly breakdown for budgeting or negotiation.